Products for Emerging Risks

Insurance is evolving beyond conventional products. Embedded insurance brings protection closer to the point of need, integrating coverage into customer journeys and digital ecosystems. Parametric insurance offers another way to address risks that can be measured objectively, using predefined triggers such as rainfall, temperature, wind, wildfire intensity or other indices.

We work across the product lifecycle from identifying the underlying risk and selecting the right data and mechanism, through product structure, trigger design, pricing and commercial viability.

What we work on:

Embedded insurance

• Product discovery for e-commerce, fintechs and mobility industry

• Pricing the bite-size cover based on the customer profile or market data

Parametric insurance

• Developing objective triggers and indices for weather, climate, catastrophe and other measurable risks.

• Geospatial tools and analytics to improve the triggers over time

Emerging Risk Products : Creating innovative coverages that are underwritten by the E&S markets

Our Expertise

The team brings experience in building products for the Lloyd's market and has rolled out 20+ embedded insurance products right from theft, algorithmic exclusion to NATCAT parametric. Worked with global clients in the US/India to create dual trigger rainfall covers for gig workers and NATCAT parametric.

You are an MGA/Insurtech?

We can help you accelerate your product launch and help you scale with some of our in-house tools